Home Buyer Checklist
✔️ 1. Get Financially Prepared
Review your credit score
Calculate your comfortable monthly payment
Get pre-approved with a trusted lender
Gather documents (W-2s, bank statements, pay stubs, tax returns)
Decide if you need to sell before you buy
✔️ 2. Define Your Needs & Wants
Must-Haves:
Bedrooms / bathrooms
Square footage
Commute time
School district
Single-story vs. two-story
Waterfront / yard / garage needs
Nice-to-Haves:
Updated kitchen
Pool / spa
Extra storage
Bonus rooms
Gated community
✔️ 3. Start Your Home Search
Choose your REALTOR®
Set up MLS alerts
Explore neighborhoods
Tour homes virtually or in person
Track favorites and compare
✔️ 4. Evaluate Each Home
Condition of roof, HVAC, water heater
Foundation/structure concerns
Age of major systems
Neighborhood noise level
Natural light & layout
HOA rules & fees (if any)
Waterfront access / dock condition (Discovery Bay buyers)
✔️ 5. Make an Offer
Determine offer price
Consider contingencies (inspection, appraisal, loan)
Understand earnest money deposit
Review property disclosures
Discuss negotiation strategy
✔️ 6. Enter Escrow
Schedule inspections (general + specialized if needed)
Review inspection reports
Request repairs or credits, if appropriate
Appraisal ordered by lender
Provide lender all requested documents quickly
Verify HOA documents (if applicable)
✔️ 7. Final Loan Steps
Lock interest rate
Homeowners insurance quote
Underwriting review
Sign loan disclosures
Final approval (Clear to Close)
✔️ 8. Closing Preparation
Schedule final walk-through
Review closing statements (CD/HUD-1)
Confirm utilities transfer
Arrange moving date
Get cashier’s check/wire instructions (always verify by phone)
✔️ 9. Closing Day
Sign closing documents
Wire funds
Receive keys
Celebrate!
✔️ 10. After You Move
Change address with USPS
Update ID/address where needed
Set up home maintenance schedule
Review warranties/owner’s manuals
Save all closing documents in a secure folder
Tyler Enos,
Born and raised in Discovery Bay, I bring a lifelong connection to the Delta and a deep appreciation for Northern California’s diverse lifestyle—from its waterfront havens to its luxury suburbs and thriving urban markets. My local roots and regional perspective allow me to serve clients seamlessly across the Bay Area and beyond.
As an active member of the Discovery Bay Lions Club and other local/regional organizations, I stay closely connected to the community I call home while maintaining a broad network across Northern California.
Real estate isn’t just what I do—it’s who I am. I live and breathe this business every day, dedicated to mastering every detail and delivering an experience that feels effortless yet unmatched in professionalism and results. Whether you’re buying your first home, expanding your investment portfolio, or listing a luxury estate, I’m committed to bringing clarity, precision, and relentless drive to every transaction.
I can’t wait to help you along your real estate journey.
